Is Zurvita a Scam? A Pyramid Scheme Possibly?

If you are looking into the business opportunity that Zurvita offers you may be wondering… is this legit?.. or is Zurvita a scam? Chances are you were approached by a member to join in and are a little suspicious by how good they make it all sound.

Well first things first… I can assure you that they are not a scam and not a pyramid scheme either, although Zurvita does have similar characteristics to one. It is legitimate, but this does NOT mean you should join in. There are definitely a few things that you should know about this business opportunity before you decide whether or not to get started with it. And in this review I’ll be going what you need to know.

ZurvitaZurvita Review

  • Name: Zurvita
  • Website:
  • Business Model: MLM
  • Recommended?: More on this at the end


Zurvita was founded in 2008 by Mark and Tracy Jarvis.

They are an openly Christian company centered around a healthy lifestyle, with products ranging from protein drinks to a weight management program.

But not only do they sell health supplements and programs, they also have a business opportunity that anyone can join in on. The structure of the Zurvita business is whats known as a mlm, which means that you can make money off of people that you recruit into the business beneath you.

The mlm part of it is why people are questioning whether or not they are a pyramid scheme and I clear the air on this shortly.

Related Health Product Based MLM’s: doTERRA, Melaleuca 

The Products & How Much You Can Earn

Zurvita has 3 main product categories… “Zeal For Life”, Protein, and their Weight Management Program…

zurvita products

Their Zeal For Life collection comes in both powder form and pre-mixed drinks and is a blend of vitamins, antioxidants, and a lot more. The Protein collection includes both powdered and pre-mixed protein, and the Weight Management Program includes supplements for weight management as well as nutritional guidance.

All of these products are good quality. If you look on you can see that customers like them and give them some very good ratings.

So that is a little bit about the products, but I don’t want to get into them too much because this review is about their business opportunity.

The real question is how much money can you actually make selling these products if you decide to start your own Zurvita business?

Product Commissions

With each product that you directly sell to a customer you will earn 20% commissions when you start out. That isn’t all that great, but its not all that bad either. When you move up the ranks you can increase your earnings to as much as 45%.

To take a real life example here… take a look at the Protein powder that is selling on Amazon above. That is selling for $55. So if you would sell one of those you would earn $11, which is 20%. And for the $66 Zeal For Life that is selling above that, you would earn $13.20 in commissions.

If you are really into fitness and a healthy lifestyle you might be able to make some decent money selling these products. You have to know how to market them and know what to say.

But for most people, this isn’t going to get them rich. The real money comes in from recruitment, which is the mlm part of this business.

The MLM Side of It

The MLM side of Zurvita is where the real money is at. Because this means that you can recruit people into the business beneath you and make money off of their efforts.

The commission structure here goes 9 levels deep. The illustration to the right shows 3 levels, imagine that structure with 9.

Its a pyramid structure where the money trickles up to you at the top of your own pyramid.

How It Works

Its all about recruitment as I said. You start out by recruiting at least 2 people, then those 2 people have to recruit at least 2 people, and so on.

There are 2 ways that you can earn money from the people beneath you on the pyramid structure.

The 2 Ways To Earn from Your Recruits

You can earn bonuses from when your recruits join in and purchase their starter packs and you can also earn overrides on the sales that they make.

Starter Pack bonuses

When you start out you are going to have to buy a starter pack of some kind and the people you recruit will have to do the same. There are three you and the people you recruit can choose from.

  • earn $50 if they buy a “quick start pak”
  • earn $60 if they buy a “quick start combo pak”
  • earn $100 if they purchase a “builders pak”
  • will also earn 20% bonus on the business volume of your recruit’s product purchase


Overrides are where you can earn the most money. You will earn a 5% override on the products that your recruits purchase.

Every member is going to be purchasing products in order to sell them to customers, and when they do you will earn 5% of that.

You can earn these overrides down 9 levels, which means it can add up to a heck of a lot. But the amount of levels you will be able to earn from depends on your rank.


If you purchase a Starter Pak when you enroll you can skip right to Managing Consultant.

Moving up the ranks is dependent on the amount product purchases you and your team makes. This is called Group Business Volume, or GBV.

If you have a team that is very active and is purchasing and selling products like crazy, you could move up fast, but if not, then it won’t be that great.

You have to get a GBV as follows to move up..

  • 6,000 QGBV you move up to Premier Consultant
  • 12,000 for Regional Consultant
  • 30,000 for Executive Consultant
  • 60,000 for National Director
  • 90,000 for Presidential director
  • 150,000 for Ambassador

As you can see when you start off as a Business Consultant you will only be able to receive overrides down 1 level. but as you move up you can receive overrides on more levels. Ambassador rank is the highest and you can earn overrides down all 9 levels.

Isn’t This a Pyramid Scheme?

Zurvita is not a pyramid scheme although it has many similar characteristics to one.

A pyramid scheme in its purest form does not have any products for sale to the general public. They rely solely on people buying into the scheme and paying a charge to do so. All of their revenue comes from people paying to get in.

However, just because Zurvita has products doesn’t necessarily mean that it isn’t a pyramid scheme. In fact, most pyramid schemes do have products for sale in an attempt to disguise themselves as legitimate mlm’s.

In order for an mlm to be considered legitimate it revenue must not be too dependent on people buying in as members. It must rely on product sales to the general public. And because Zurvita does rely strongly on product sales to the general public it is not a pyramid scheme.

But just because this is a legitimate mlm doesn’t mean that you should join. Making money with this business is more difficult than you may think.

Sounds Easy??? Its NOT

If you have been recruited into Zurvita or watched a sales video on why you should join, chances are that they made it sound like its going to be much easier than it actually is.

The fact of the matter is that this is NOT easy. In order to make good money in a MLM style business like this one and pretty much every other one you have to be a recruiting machine. You need to recruit as much as possible and move up the ranks and get access to all the levels.

It is going to be hard to do, and the statistics prove it. Zurvita’s latest released income report on their website is from 2014 – 2015 and it looks like this…

Business Consultants earned an average of $134 that year, for the entire year!!! That means that most of them probably gave up because it was too difficult.

And even at the top rank of Ambassador the average for that year was only $136,883. Not that great.

Final Thoughts & My Recommendation

Honestly I am not too big of a fan of MLM’s, but this doesn’t mean that you shouldn’t join Zurvita. I’m just saying that I personally wouldn’t because I wouldn’t be any good at this business.

The problem for me is that with mlm’s you have to be a recruitment machine in order to make good money. You have to build up a big team beneath you so that you can earn from their efforts. And you have to be constantly recruiting because the turnover rate is high in businesses like this.

If you are like me and are just not the salesperson type, or you want another option for making money with your own business, you should read my post on how I make a living working online (link below). I work for myself online and its a pretty awesome career. In the post I wrote I explain what it is that I do, how it all works, and how others can do the same.

–> Click Here To Read It

Comments, questions, concerns??? Leave them below in the comment section and I’ll get back to you soon 🙂

About the author


My name is Kyle and I am the owner of Earn Beast. I created this website to explore the various ways of earning and mainly focus on teaching others how they can make money online. To learn how I make a full-time income online, Click Here

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